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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,300 | $83,485-6.2% | $125,195-37.5% | $72,976+7.3% |
| Participation rate | 60.0% | 73.3%-13.3pp | 79.8%-19.8pp | 69.5%-9.5pp |
| Annual return | 55.33% | 25.77%+29.6pp | 43.79%+11.5pp | 81.02%-25.7pp |
| Employer contribution / active EE | $3,448 | $2,346+47.0% | $3,866-10.8% | $2,440+41.3% |
| Participant deferral / active EE | $5,652 | $3,586+57.6% | $4,937+14.5% | $3,608+56.7% |
| Admin fee / account holder | $1,042 | $5,518-81.1% | $9,704-89.3% | $5,124-79.7% |