Retirement plan

THE SGH REDGLAZE HOLDINGS, INC. MULTIPLE EMPLOYER PLAN

Name: SGH REDGLAZE HOLDINGS, INC. - THE SGH REDGLAZE HOLDINGS, INC. MULTIPLE EMPLOYER PLAN (2017) Form 5500
Creator: SGH REDGLAZE HOLDINGS, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, THE SGH REDGLAZE HOLDINGS, INC. MULTIPLE EMPLOYER PLAN, SGH REDGLAZE HOLDINGS, INC.

SGH REDGLAZE HOLDINGS, INC.EIN 81-4256977Plan #001PY 2017

748 NORTH 109TH CT, STE A - OMAHA, NE 68154402-963-2760

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$12.9M

No prior year

Total participants

252

No prior year

Average account balance

$57,244

No prior year

Annual return

19.98%

No prior year

Benchmarks

See 1,975 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort1,975 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$37.13M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$408K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.48M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$18K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+34.96%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$13412

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
TRANSAMERICA RETIREMENT SOLUTIONS1+ years Service code 12 · EIN 13-3689044	Finders' fees / placement fees; Claim...	$122,302
SAGEVIEW ADVISORY GROUP, LLC1+ years Filed as: SAGEVIEW ADVISOR GROUP Service code 26 · EIN 33-0818667	Advisory (Participants)	$30,000
LUTZ & COMPANY, PC1+ years Filed as: LUTZ & CO CPA Service code 10 · EIN 47-0625816	Accounting	$13,500
BENEFIT PLANS ADMIN SERVICES, INC.1+ years Filed as: BENEFIT PLANS, INC Service code 15 16924 FRANCES STREET, STE 100 · OMAHA, NE 68130	Recordkeeping	$5,485

Plan features & details

Pension benefit codes2E2G2J2K2F2S2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$171K

$782 / participant

Investment mgmt$30K17.5%
Contract admin$5K3.2%
Other / not subdivided$136K79.3%

% of EOY assets

1.324%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: LUTZ & COMPANY
Auditor EIN: 470625816
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$57,244

$63,314-9.6%

$91,004-37.1%

$62,293-8.1%

Participation rate

88.1%

73.3%+14.8pp

75.6%+12.5pp

69.5%+18.6pp

Annual return

19.98%

21.00%-1.0pp

4.60%+15.4pp

28.90%-8.9pp

Employer contribution / active EE

$2,278

$1,807+26.0%

$2,456-7.2%

$2,042+11.5%

Participant deferral / active EE

$4,983

$2,944+69.3%

$3,548+40.5%

$3,169+57.3%

Admin fee / account holder

$758

$468+62.1%

$5,417-86.0%

$479+58.1%

Provider

Service type

Compensation

TRANSAMERICA RETIREMENT SOLUTIONS1+ years

Service code 12 · EIN 13-3689044

Finders' fees / placement fees; Claim...

$122,302

SAGEVIEW ADVISORY GROUP, LLC1+ years

Filed as: SAGEVIEW ADVISOR GROUP

Service code 26 · EIN 33-0818667

Advisory (Participants)

$30,000

LUTZ & COMPANY, PC1+ years

Filed as: LUTZ & CO CPA

Service code 10 · EIN 47-0625816

Accounting

$13,500

BENEFIT PLANS ADMIN SERVICES, INC.1+ years

Filed as: BENEFIT PLANS, INC

Service code 15

16924 FRANCES STREET, STE 100 · OMAHA, NE 68130

Recordkeeping

$5,485

THE SGH REDGLAZE HOLDINGS, INC. MULTIPLE EMPLOYER PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

THE SGH REDGLAZE HOLDINGS, INC. MULTIPLE EMPLOYER PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion