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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,289 | $57,330-29.7% | $86,656-53.5% | $75,177-46.4% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 17.19% | 2675.40%-2658.2pp | 593.09%-575.9pp | 160.75%-143.6pp |
| Employer contribution / active EE | $4,299 | $2,316+85.6% | $3,025+42.1% | $2,671+60.9% |
| Participant deferral / active EE | $4,518 | $3,320+36.1% | $4,439+1.8% | $4,126+9.5% |
| Admin fee / account holder | $1,845 | $4,115-55.2% | $5,619-67.2% | $5,651-67.3% |