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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,631 | $105,145-5.2% | $94,664+5.2% | $139,466-28.6% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 7.01% | 38.09%-31.1pp | 156.84%-149.8pp | 373.66%-366.7pp |
| Employer contribution / active EE | $16,313 | $4,107+297.2% | $3,673+344.1% | $4,754+243.1% |
| Participant deferral / active EE | $0 | $7,599-100.0% | $7,417-100.0% | $6,712-100.0% |
| Admin fee / account holder | $6,115 | $8,972-31.8% | $7,222-15.3% | $11,409-46.4% |