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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,358 | $148,623-77.6% | $135,974-75.5% | $139,466-76.1% |
| Participation rate | 84.6% | 83.9%+0.8pp | 81.9%+2.7pp | 80.3%+4.3pp |
| Annual return | 28.48% | 79.30%-50.8pp | 68.30%-39.8pp | 373.66%-345.2pp |
| Employer contribution / active EE | $4,862 | $5,246-7.3% | $4,859+0.1% | $4,754+2.3% |
| Participant deferral / active EE | $11,591 | $8,103+43.1% | $7,760+49.4% | $6,712+72.7% |
| Admin fee / account holder | $1,488 | $12,406-88.0% | $10,767-86.2% | $11,409-87.0% |