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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,362 | $102,385+43.0% | $147,080-0.5% | $80,935+80.8% |
| Participation rate | 80.8% | 75.9%+4.9pp | 82.2%-1.4pp | 67.7%+13.1pp |
| Annual return | 13.66% | 135.09%-121.4pp | 420.17%-406.5pp | 35.66%-22.0pp |
| Employer contribution / active EE | $4,064 | $3,717+9.3% | $4,933-17.6% | $2,757+47.4% |
| Participant deferral / active EE | $9,166 | $6,651+37.8% | $8,066+13.6% | $4,299+113.2% |
| Admin fee / account holder | $4,441 | $7,951-44.1% | $12,989-65.8% | $6,924-35.9% |