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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,717 | $29,736+265.6% | $56,033+94.0% | $80,935+34.3% |
| Participation rate | 11.4% | 41.7%-30.3pp | 52.5%-41.1pp | 67.7%-56.2pp |
| Annual return | 22.09% | 35.28%-13.2pp | 1711.38%-1689.3pp | 35.66%-13.6pp |
| Employer contribution / active EE | $163 | $671-75.8% | $1,041-84.4% | $2,757-94.1% |
| Participant deferral / active EE | $787 | $1,228-35.9% | $1,954-59.7% | $4,299-81.7% |
| Admin fee / account holder | $740 | $2,434-69.6% | $2,827-73.8% | $6,924-89.3% |