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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,108 | $95,975-53.0% | $74,549-39.5% | $135,379-66.7% |
| Participation rate | 72.7% | 75.7%-2.9pp | 69.1%+3.6pp | 82.6%-9.9pp |
| Annual return | -8.83% | 56.96%-65.8pp | 32.53%-41.4pp | 519.79%-528.6pp |
| Employer contribution / active EE | $268 | $2,716-90.1% | $1,961-86.3% | $4,779-94.4% |
| Participant deferral / active EE | $839 | $3,844-78.2% | $3,108-73.0% | $5,609-85.0% |
| Admin fee / account holder | $396 | $6,522-93.9% | $5,059-92.2% | $10,828-96.3% |