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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,485 | $58,258+86.2% | $81,820+32.6% | $80,925+34.1% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 26.78% | 41.76%-15.0pp | 777.93%-751.1pp | 35.65%-8.9pp |
| Employer contribution / active EE | $14,739 | $2,345+528.4% | $2,915+405.6% | $2,756+434.8% |
| Participant deferral / active EE | $16,710 | $3,284+408.9% | $4,323+286.6% | $4,299+288.7% |
| Admin fee / account holder | $3,614 | $4,976-27.4% | $7,391-51.1% | $6,940-47.9% |