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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,485 | $58,311+86.0% | $81,882+32.5% | $80,959+34.0% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 26.78% | 41.85%-15.1pp | 779.47%-752.7pp | 35.67%-8.9pp |
| Employer contribution / active EE | $14,739 | $2,347+528.1% | $2,916+405.5% | $2,757+434.6% |
| Participant deferral / active EE | $16,710 | $3,287+408.4% | $4,323+286.5% | $4,300+288.6% |
| Admin fee / account holder | $3,614 | $4,752-24.0% | $7,360-50.9% | $6,925-47.8% |