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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,982 | $57,305-89.6% | $86,640-93.1% | $75,173-92.0% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | 14.47% | 2674.24%-2659.8pp | 592.52%-578.1pp | 160.72%-146.3pp |
| Employer contribution / active EE | $546 | $2,316-76.4% | $3,024-82.0% | $2,671-79.6% |
| Participant deferral / active EE | $1,125 | $3,320-66.1% | $4,438-74.6% | $4,126-72.7% |
| Admin fee / account holder | $1,075 | $4,116-73.9% | $5,616-80.9% | $5,651-81.0% |