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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,557 | $76,608-70.6% | $56,077-59.8% | $145,877-84.5% |
| Participation rate | 57.1% | 63.2%-6.1pp | 52.5%+4.6pp | 80.3%-23.2pp |
| Annual return | 20.41% | 3009.59%-2989.2pp | 1709.28%-1688.9pp | 551.28%-530.9pp |
| Employer contribution / active EE | $2,393 | $1,382+73.2% | $1,040+130.0% | $4,663-48.7% |
| Participant deferral / active EE | $313 | $2,624-88.1% | $1,954-84.0% | $6,691-95.3% |
| Admin fee / account holder | $592 | $3,325-82.2% | $2,825-79.0% | $13,402-95.6% |