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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,557 | $76,519-70.5% | $56,025-59.7% | $145,897-84.5% |
| Participation rate | 57.1% | 63.2%-6.1pp | 52.5%+4.6pp | 80.3%-23.2pp |
| Annual return | 20.41% | 3017.03%-2996.6pp | 1712.69%-1692.3pp | 552.29%-531.9pp |
| Employer contribution / active EE | $2,393 | $1,383+73.0% | $1,042+129.8% | $4,663-48.7% |
| Participant deferral / active EE | $313 | $2,624-88.1% | $1,955-84.0% | $6,689-95.3% |
| Admin fee / account holder | $592 | $3,331-82.2% | $2,828-79.1% | $13,390-95.6% |