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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,655 | $73,978-82.9% | $96,515-86.9% | $75,173-83.2% |
| Participation rate | 37.3% | 66.4%-29.2pp | 74.3%-37.1pp | 67.2%-29.9pp |
| Annual return | 30.93% | 26.72%+4.2pp | 35.73%-4.8pp | 160.72%-129.8pp |
| Employer contribution / active EE | $920 | $2,931-68.6% | $3,740-75.4% | $2,671-65.5% |
| Participant deferral / active EE | $1,719 | $3,660-53.0% | $4,880-64.8% | $4,126-58.3% |
| Admin fee / account holder | $128 | $5,219-97.6% | $6,735-98.1% | $5,651-97.7% |