Retirement plan

RSS RETIREMENT PLAN

Name: REX SIGNATURE SERVICES, LLC - RSS RETIREMENT PLAN (2018) Form 5500
Creator: REX SIGNATURE SERVICES, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, RSS RETIREMENT PLAN, REX SIGNATURE SERVICES, LLC

REX SIGNATURE SERVICES, LLCEIN 81-4149824Plan #004PY 2018

6001 OUTFALL CIRCLE - SACRAMENTO, CA 95828916-372-1300LinkedIn11-50 employeeshuman resources

Prospect flagsHigh feesHigh cash

How to read this page

Total assets (EOY)

$42.9M

No prior year

Total participants

486

No prior year

Average account balance

$92,571

No prior year

Annual return

-5.64%

No prior year

Benchmarks

See 1,182 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants250-999

Cohort1,182 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$67.48M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$70K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

969

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

93.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5.89M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.06%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$285

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
MERRIL LYNCH1+ years Filed as: MERILL LYNCH Service code 33 · EIN 91-1325756	Investment management fees paid direc...	$246,988
CONRAD SIEGEL1+ years Filed as: CONRAD SIEGEL ACTUARIES Service code 11 · EIN 23-1669823	Actuarial	$75,917
CLIFTONLARSONALLEN LLP1+ years Filed as: CLIFTON LARSON ALLEN LLP Service code 10 · EIN 41-0746749	Accounting	$13,914

Plan features & details

Pension benefit codes2E2J2K3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityHigh cash
More than 10% of assets are held in cash - possible menu-design or default-fund problem.

Expense breakdown

Schedule H Part II

Admin total

$339K

$1086 / participant

Investment mgmt$247K72.9%
Other / not subdivided$92K27.1%

% of EOY assets

0.791%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOSS ADAMS LLP
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$92,571

$56,443+64.0%

$83,830+10.4%

$55,725+66.1%

Participation rate

92.6%

72.0%+20.6pp

76.1%+16.5pp

70.9%+21.8pp

Annual return

-5.64%

393.67%-399.3pp

850.97%-856.6pp

244.93%-250.6pp

Employer contribution / active EE

$2,227

$2,682-17.0%

$3,631-38.7%

$2,078+7.2%

Participant deferral / active EE

$5,116

$2,965+72.5%

$4,082+25.3%

$3,356+52.5%

Admin fee / account holder

$732

$156+368.5%

$5,479-86.6%

$115+535.4%

Provider

Service type

Compensation

MERRIL LYNCH1+ years

Filed as: MERILL LYNCH

Service code 33 · EIN 91-1325756

Investment management fees paid direc...

$246,988

CONRAD SIEGEL1+ years

Filed as: CONRAD SIEGEL ACTUARIES

Service code 11 · EIN 23-1669823

Actuarial

$75,917

CLIFTONLARSONALLEN LLP1+ years

Filed as: CLIFTON LARSON ALLEN LLP

Service code 10 · EIN 41-0746749

Accounting

$13,914

RSS RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

RSS RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion