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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,709 | $118,708-81.7% | $98,920-78.1% | $158,966-86.3% |
| Participation rate | 92.3% | 77.8%+14.5pp | 76.0%+16.3pp | 82.0%+10.3pp |
| Annual return | 16.40% | 372.49%-356.1pp | 196.47%-180.1pp | 302.95%-286.6pp |
| Employer contribution / active EE | $1,542 | $3,334-53.8% | $2,689-42.7% | $4,762-67.6% |
| Participant deferral / active EE | $5,236 | $5,089+2.9% | $4,245+23.3% | $5,983-12.5% |
| Admin fee / account holder | $419 | $10,134-95.9% | $6,643-93.7% | $11,250-96.3% |