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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,484 | $167,522-75.8% | $151,639-73.3% | $134,532-69.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -21.63% | 7.81%-29.4pp | 3.34%-25.0pp | 418.27%-439.9pp |
| Employer contribution / active EE | $10,368 | $6,828+51.8% | $6,165+68.2% | $4,741+118.7% |
| Participant deferral / active EE | $13,053 | $8,986+45.3% | $8,363+56.1% | $6,401+103.9% |
| Admin fee / account holder | $558 | $13,780-96.0% | $11,613-95.2% | $11,429-95.1% |