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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,617 | $149,446-43.4% | $256,809-67.1% | $94,015-10.0% |
| Participation rate | 100.0% | 85.3%+14.7pp | 88.5%+11.5pp | 70.8%+29.2pp |
| Annual return | 10.77% | 17.55%-6.8pp | 32.73%-22.0pp | 17.84%-7.1pp |
| Employer contribution / active EE | $8,737 | $4,596+90.1% | $7,263+20.3% | $2,790+213.2% |
| Participant deferral / active EE | $12,599 | $6,491+94.1% | $9,520+32.3% | $4,249+196.5% |
| Admin fee / account holder | $897 | $24,035-96.3% | $25,146-96.4% | $8,951-90.0% |