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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,617 | $146,267-42.1% | $197,124-57.1% | $82,448+2.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 10.77% | 29.61%-18.8pp | 44.34%-33.6pp | 41.64%-30.9pp |
| Employer contribution / active EE | $8,737 | $4,723+85.0% | $6,227+40.3% | $2,551+242.5% |
| Participant deferral / active EE | $12,599 | $7,035+79.1% | $9,135+37.9% | $4,139+204.4% |
| Admin fee / account holder | $897 | $14,422-93.8% | $16,298-94.5% | $7,234-87.6% |