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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,349 | $59,813-62.6% | $79,580-71.9% | $68,486-67.4% |
| Participation rate | 93.1% | 61.1%+32.0pp | 69.5%+23.6pp | 67.9%+25.2pp |
| Annual return | -25.42% | -12.30%-13.1pp | 0.15%-25.6pp | -7.85%-17.6pp |
| Employer contribution / active EE | $5,625 | $1,505+273.7% | $2,413+133.1% | $2,597+116.6% |
| Participant deferral / active EE | $6,721 | $3,024+122.2% | $3,985+68.6% | $4,028+66.9% |
| Admin fee / account holder | $3,351 | $4,835-30.7% | $6,835-51.0% | $5,404-38.0% |