Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,090 | $106,524-83.0% | $152,301-88.1% | $87,485-79.3% |
| Participation rate | 24.1% | 75.8%-51.6pp | 82.4%-58.3pp | 68.9%-44.8pp |
| Annual return | 7.85% | 26.89%-19.0pp | 80.50%-72.7pp | 26.06%-18.2pp |
| Employer contribution / active EE | $0 | $3,371-100.0% | $4,624-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,300 | $6,525-80.1% | $8,004-83.8% | $4,274-69.6% |
| Admin fee / account holder | $2,165 | $8,287-73.9% | $14,398-85.0% | $7,775-72.1% |