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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,453 | $167,353-32.2% | $143,797-21.1% | $134,545-15.7% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.7pp | 81.2%-14.6pp |
| Annual return | -19.45% | 0.48%-19.9pp | -0.04%-19.4pp | 418.37%-437.8pp |
| Employer contribution / active EE | $6,318 | $5,620+12.4% | $4,952+27.6% | $4,742+33.2% |
| Participant deferral / active EE | $13,650 | $6,447+111.7% | $5,638+142.1% | $6,401+113.2% |
| Admin fee / account holder | $1,283 | $18,096-92.9% | $14,679-91.3% | $11,431-88.8% |