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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,728 | $152,597-85.8% | $117,533-81.5% | $134,532-83.8% |
| Participation rate | 30.0% | 77.1%-47.1pp | 70.6%-40.6pp | 81.2%-51.2pp |
| Annual return | -23.07% | 53.04%-76.1pp | 29.77%-52.8pp | 418.27%-441.3pp |
| Employer contribution / active EE | $246 | $5,576-95.6% | $4,179-94.1% | $4,741-94.8% |
| Participant deferral / active EE | $4,530 | $4,821-6.0% | $4,072+11.2% | $6,401-29.2% |
| Admin fee / account holder | $14 | $7,007-99.8% | $5,647-99.8% | $11,429-99.9% |