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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,760 | $138,102-29.9% | $125,381-22.8% | $134,532-28.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -19.84% | 750.73%-770.6pp | 572.31%-592.1pp | 418.27%-438.1pp |
| Employer contribution / active EE | $9,321 | $5,245+77.7% | $4,815+93.6% | $4,741+96.6% |
| Participant deferral / active EE | $14,497 | $7,801+85.9% | $7,448+94.7% | $6,401+126.5% |
| Admin fee / account holder | $6,702 | $11,568-42.1% | $10,007-33.0% | $11,429-41.4% |