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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,769 | $75,962-24.0% | $154,111-62.5% | $64,173-10.0% |
| Participation rate | 92.3% | 70.4%+21.9pp | 83.0%+9.3pp | 69.6%+22.7pp |
| Annual return | -7.79% | 30.32%-38.1pp | 735.18%-743.0pp | 7.63%-15.4pp |
| Employer contribution / active EE | $5,842 | $3,350+74.4% | $5,298+10.3% | $2,381+145.4% |
| Participant deferral / active EE | $4,855 | $3,175+52.9% | $5,081-4.4% | $3,470+39.9% |
| Admin fee / account holder | $982 | $5,589-82.4% | $13,411-92.7% | $4,887-79.9% |