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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,063 | $43,423-60.7% | $78,676-78.3% | $55,167-69.1% |
| Participation rate | 49.6% | 68.0%-18.4pp | 73.6%-24.0pp | 69.0%-19.4pp |
| Annual return | 10.72% | 11.53%-0.8pp | 62.19%-51.5pp | 169.23%-158.5pp |
| Employer contribution / active EE | $0 | $1,997-100.0% | $2,850-100.0% | $1,963-100.0% |
| Participant deferral / active EE | $2,832 | $2,509+12.9% | $3,517-19.5% | $3,054-7.3% |
| Admin fee / account holder | $1,451 | $416+248.6% | $4,510-67.8% | $504+187.9% |