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| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $1,225 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,363 | $45,825-86.1% | $90,657-93.0% | $56,289-88.7% |
| Participation rate | 77.4% | 66.7%+10.7pp | 74.0%+3.3pp | 69.9%+7.5pp |
| Annual return | -18.86% | 38.64%-57.5pp | 1.89%-20.8pp | -9.96%-8.9pp |
| Employer contribution / active EE | $1,221 | $1,372-11.0% | $2,532-51.8% | $2,111-42.2% |
| Participant deferral / active EE | $2,964 | $2,562+15.7% | $3,424-13.5% | $3,350-11.5% |
| Admin fee / account holder | $143 | $413-65.3% | $4,994-97.1% | $521-72.5% |