Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,215 | $78,423-89.5% | $95,964-91.4% | $79,856-89.7% |
| Participation rate | 60.0% | 73.5%-13.5pp | 77.1%-17.1pp | 69.6%-9.6pp |
| Annual return | 23.38% | 19.37%+4.0pp | 91.64%-68.3pp | 31.71%-8.3pp |
| Employer contribution / active EE | $1,130 | $1,945-41.9% | $2,541-55.5% | $2,471-54.3% |
| Participant deferral / active EE | $2,199 | $3,440-36.1% | $4,167-47.2% | $3,741-41.2% |
| Admin fee / account holder | $2,638 | $5,622-53.1% | $6,797-61.2% | $5,306-50.3% |