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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,770 | $71,809+8.3% | $61,048+27.4% | $152,909-49.1% |
| Participation rate | 100.0% | 84.2%+15.8pp | 79.3%+20.7pp | 82.5%+17.5pp |
| Annual return | 0.00% | 29.74%-29.7pp | 26.18%-26.2pp | 345.46%-345.5pp |
| Employer contribution / active EE | $5,369 | $4,545+18.1% | $3,716+44.5% | $4,764+12.7% |
| Participant deferral / active EE | $4,136 | $5,467-24.4% | $4,470-7.5% | $5,851-29.3% |
| Admin fee / account holder | $616 | $4,750-87.0% | $3,728-83.5% | $11,601-94.7% |