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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $77,794 |
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY GLOBAL BA Service code 27 · EIN 94-1671384 | Advisory (Plan) | $42,138 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,319 | $106,247-73.3% | $147,096-80.7% | $77,714-63.6% |
| Participation rate | 81.3% | 78.4%+3.0pp | 82.2%-0.8pp | 70.6%+10.8pp |
| Annual return | 16.65% | 56.87%-40.2pp | 419.75%-403.1pp | 31.26%-14.6pp |
| Employer contribution / active EE | $2,033 | $4,069-50.0% | $4,936-58.8% | $2,727-25.4% |
| Participant deferral / active EE | $7,597 | $7,996-5.0% | $8,071-5.9% | $4,649+63.4% |
| Admin fee / account holder | $230 | $338-32.1% | $13,005-98.2% | $433-47.0% |