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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,720 | $148,629-90.1% | $135,982-89.2% | $139,487-89.4% |
| Participation rate | 78.6% | 83.9%-5.3pp | 81.9%-3.4pp | 80.3%-1.8pp |
| Annual return | 22.04% | 79.33%-57.3pp | 68.32%-46.3pp | 373.84%-351.8pp |
| Employer contribution / active EE | $1,814 | $5,247-65.4% | $4,859-62.7% | $4,755-61.9% |
| Participant deferral / active EE | $4,121 | $8,102-49.1% | $7,760-46.9% | $6,713-38.6% |
| Admin fee / account holder | $662 | $12,406-94.7% | $10,767-93.9% | $11,407-94.2% |