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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,649 | $86,341+5.0% | $125,192-27.6% | $65,185+39.1% |
| Participation rate | 72.5% | 75.3%-2.8pp | 79.8%-7.2pp | 70.2%+2.3pp |
| Annual return | 26.71% | 27.44%-0.7pp | 43.79%-17.1pp | 29.38%-2.7pp |
| Employer contribution / active EE | $1,450 | $2,040-28.9% | $3,866-62.5% | $2,177-33.4% |
| Participant deferral / active EE | $4,457 | $3,538+26.0% | $4,937-9.7% | $3,514+26.8% |
| Admin fee / account holder | $3,683 | $609+504.4% | $9,704-62.0% | $847+334.7% |