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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,768 | $117,895-52.7% | $102,460-45.6% | $145,897-61.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 11.75% | 31.92%-20.2pp | 29.47%-17.7pp | 552.29%-540.5pp |
| Employer contribution / active EE | $9,537 | $3,619+163.5% | $3,025+215.2% | $4,663+104.5% |
| Participant deferral / active EE | $5,659 | $5,736-1.3% | $5,056+11.9% | $6,689-15.4% |
| Admin fee / account holder | $981 | $13,353-92.7% | $9,460-89.6% | $13,390-92.7% |