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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,389 | $124,425-38.6% | $112,040-31.8% | $137,256-44.3% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 13.48% | 24.72%-11.2pp | 24.52%-11.0pp | 220.34%-206.9pp |
| Employer contribution / active EE | $9,435 | $3,411+176.6% | $2,954+219.4% | $4,156+127.0% |
| Participant deferral / active EE | $6,214 | $5,718+8.7% | $5,098+21.9% | $6,407-3.0% |
| Admin fee / account holder | $1,295 | $15,207-91.5% | $12,098-89.3% | $12,270-89.4% |