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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,802 | $95,975-61.7% | $74,549-50.6% | $135,379-72.8% |
| Participation rate | 50.0% | 75.7%-25.7pp | 69.1%-19.1pp | 82.6%-32.6pp |
| Annual return | -7.86% | 56.96%-64.8pp | 32.53%-40.4pp | 519.79%-527.6pp |
| Employer contribution / active EE | $0 | $2,716-100.0% | $1,961-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $1,573 | $3,844-59.1% | $3,108-49.4% | $5,609-72.0% |
| Admin fee / account holder | $897 | $6,522-86.2% | $5,059-82.3% | $10,828-91.7% |