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| Provider | Service type | Compensation |
|---|---|---|
Service code 26 · EIN 54-1620949 14325 WILLARD ROAD · CHANTILLY, VA 20151 | Advisory (Participants) | $210,462 |
Filed as: SIGNATURE INVESTMENT ADVISORS Service code 26 · EIN 46-0894201 | Advisory (Participants) | $14,260 |
CHARLES SCHWAB & CO., INC.6 years Service code 33 · EIN 94-1737782 | Securities brokerage | $4,690 |
WELLINGTON TRUST COMPANY5 years Filed as: WELLINGTON RETIREMENT SOLUTIONS,INC Service code 15 · EIN 47-2725143 | Recordkeeping | $1,333 |
CHARLES SCHWAB & CO., INC.8+ years Filed as: CHARLES SCHWAB AND COMPANY Service code 59 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,381 | $50,860+152.4% | $155,574-17.5% | $77,714+65.2% |
| Participation rate | 67.2% | 63.1%+4.1pp | 78.2%-11.0pp | 70.6%-3.4pp |
| Annual return | 12.71% | 34.86%-22.2pp | 64.87%-52.2pp | 31.26%-18.5pp |
| Employer contribution / active EE | $4,899 | $1,991+146.1% | $4,676+4.8% | $2,727+79.6% |
| Participant deferral / active EE | $4,198 | $2,825+48.6% | $5,629-25.4% | $4,649-9.7% |
| Admin fee / account holder | $298 | $436-31.7% | $15,914-98.1% | $433-31.2% |