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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,243 | $56,339-53.4% | $104,301-74.8% | $68,486-61.7% |
| Participation rate | 50.0% | 63.3%-13.3pp | 73.3%-23.3pp | 67.9%-17.9pp |
| Annual return | -14.21% | -9.19%-5.0pp | 24.61%-38.8pp | -7.85%-6.4pp |
| Employer contribution / active EE | $3,796 | $1,960+93.7% | $3,373+12.6% | $2,597+46.2% |
| Participant deferral / active EE | $4,979 | $3,077+61.8% | $4,626+7.6% | $4,028+23.6% |
| Admin fee / account holder | $136 | $4,902-97.2% | $7,340-98.1% | $5,404-97.5% |