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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,499 | $149,778-64.9% | $118,946-55.9% | $158,966-67.0% |
| Participation rate | 66.7% | 82.1%-15.4pp | 75.4%-8.7pp | 82.0%-15.3pp |
| Annual return | 24.28% | 19.95%+4.3pp | 35.89%-11.6pp | 302.95%-278.7pp |
| Employer contribution / active EE | $1,791 | $4,117-56.5% | $3,263-45.1% | $4,762-62.4% |
| Participant deferral / active EE | $8,473 | $5,225+62.2% | $4,266+98.6% | $5,983+41.6% |
| Admin fee / account holder | $892 | $8,604-89.6% | $6,581-86.4% | $11,250-92.1% |