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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,608 | $185,883-23.3% | $170,043-16.1% | $139,466+2.3% |
| Participation rate | 69.2% | 87.8%-18.5pp | 87.0%-17.8pp | 80.3%-11.1pp |
| Annual return | 20.13% | 60.54%-40.4pp | 53.40%-33.3pp | 373.66%-353.5pp |
| Employer contribution / active EE | $3,054 | $7,596-59.8% | $6,790-55.0% | $4,754-35.8% |
| Participant deferral / active EE | $5,851 | $11,626-49.7% | $10,410-43.8% | $6,712-12.8% |
| Admin fee / account holder | $3,655 | $15,393-76.3% | $12,824-71.5% | $11,409-68.0% |