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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,583 | $81,331+119.6% | $155,534+14.8% | $80,935+120.6% |
| Participation rate | 88.9% | 66.3%+22.6pp | 78.2%+10.7pp | 67.7%+21.2pp |
| Annual return | 9.89% | 33.37%-23.5pp | 64.92%-55.0pp | 35.66%-25.8pp |
| Employer contribution / active EE | $10,830 | $3,105+248.8% | $4,675+131.7% | $2,757+292.9% |
| Participant deferral / active EE | $11,003 | $3,454+218.5% | $5,630+95.4% | $4,299+155.9% |
| Admin fee / account holder | $6,891 | $7,999-13.8% | $15,900-56.7% | $6,924-0.5% |