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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,370 | $223,823-85.1% | $211,142-84.2% | $154,746-78.4% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 1.14% | 50.39%-49.3pp | 46.84%-45.7pp | 172.34%-171.2pp |
| Employer contribution / active EE | $1,260 | $6,787-81.4% | $6,442-80.4% | $4,379-71.2% |
| Participant deferral / active EE | $10,000 | $9,750+2.6% | $9,284+7.7% | $6,730+48.6% |
| Admin fee / account holder | $103,770 | $19,707+426.6% | $19,076+444.0% | $14,365+622.4% |