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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,370 | $209,336-84.1% | $197,124-83.1% | $137,256-75.7% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 1.14% | 48.09%-46.9pp | 44.34%-43.2pp | 220.34%-219.2pp |
| Employer contribution / active EE | $1,260 | $6,591-80.9% | $6,227-79.8% | $4,156-69.7% |
| Participant deferral / active EE | $10,000 | $9,614+4.0% | $9,135+9.5% | $6,407+56.1% |
| Admin fee / account holder | $103,770 | $17,308+499.6% | $16,298+536.7% | $12,270+745.7% |