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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,695 | $190,916-75.5% | $160,037-70.8% | $134,545-65.3% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.0%-28.0pp | 81.2%-31.2pp |
| Annual return | -17.50% | 552.79%-570.3pp | 408.95%-426.5pp | 418.37%-435.9pp |
| Employer contribution / active EE | $0 | $4,996-100.0% | $4,226-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $5,125 | $6,925-26.0% | $6,184-17.1% | $6,401-19.9% |
| Admin fee / account holder | $433 | $10,497-95.9% | $8,716-95.0% | $11,431-96.2% |