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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,088 | $167,353-95.2% | $143,797-94.4% | $134,545-94.0% |
| Participation rate | 88.9% | 84.8%+4.1pp | 80.3%+8.6pp | 81.2%+7.7pp |
| Annual return | -19.95% | 0.48%-20.4pp | -0.04%-19.9pp | 418.37%-438.3pp |
| Employer contribution / active EE | $2,258 | $5,620-59.8% | $4,952-54.4% | $4,742-52.4% |
| Participant deferral / active EE | $3,258 | $6,447-49.5% | $5,638-42.2% | $6,401-49.1% |
| Admin fee / account holder | $15,714 | $18,096-13.2% | $14,679+7.1% | $11,431+37.5% |