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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,257 | $160,028-93.0% | $147,080-92.3% | $145,884-92.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.45% | 98.60%-87.2pp | 420.17%-408.7pp | 551.85%-540.4pp |
| Employer contribution / active EE | $3,225 | $5,286-39.0% | $4,933-34.6% | $4,662-30.8% |
| Participant deferral / active EE | $4,309 | $8,422-48.8% | $8,066-46.6% | $6,690-35.6% |
| Admin fee / account holder | $439 | $15,030-97.1% | $12,989-96.6% | $13,392-96.7% |