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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,820 | $165,361-81.4% | $149,715-79.4% | $158,950-80.6% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.60% | 348.24%-333.6pp | 276.66%-262.1pp | 302.91%-288.3pp |
| Employer contribution / active EE | $6,200 | $5,103+21.5% | $4,645+33.5% | $4,762+30.2% |
| Participant deferral / active EE | $10,617 | $7,182+47.8% | $6,842+55.2% | $5,983+77.5% |
| Admin fee / account holder | $8,333 | $10,808-22.9% | $9,310-10.5% | $11,248-25.9% |