See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 7-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $40,624 |
Service code 15 · EIN 20-8764829 | Recordkeeping | $7,264 |
ADP BROKER-DEALER1 year Service code 59 · EIN 22-3319984 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,455 | $88,083-74.5% | $164,813-86.4% | $74,495-69.9% |
| Participation rate | 89.4% | 73.0%+16.4pp | 78.6%+10.8pp | 67.2%+22.2pp |
| Annual return | 18.95% | 17.26%+1.7pp | 69.93%-51.0pp | 1364.94%-1346.0pp |
| Employer contribution / active EE | $2,169 | $2,593-16.4% | $4,341-50.0% | $2,623-17.3% |
| Participant deferral / active EE | $5,188 | $4,498+15.3% | $6,031-14.0% | $4,346+19.4% |
| Admin fee / account holder | $307 | $2,234-86.3% | $12,690-97.6% | $1,942-84.2% |