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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,792 | $148,623+66.1% | $135,974+81.5% | $139,466+77.0% |
| Participation rate | 85.7% | 83.9%+1.9pp | 81.9%+3.8pp | 80.3%+5.4pp |
| Annual return | 18.28% | 79.30%-61.0pp | 68.30%-50.0pp | 373.66%-355.4pp |
| Employer contribution / active EE | $753 | $5,246-85.6% | $4,859-84.5% | $4,754-84.2% |
| Participant deferral / active EE | $14,627 | $8,103+80.5% | $7,760+88.5% | $6,712+117.9% |
| Admin fee / account holder | $14,617 | $12,406+17.8% | $10,767+35.8% | $11,409+28.1% |