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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,308 | $27,936+33.5% | $58,561-36.3% | $75,173-50.4% |
| Participation rate | 14.3% | 38.8%-24.6pp | 50.9%-36.6pp | 67.2%-52.9pp |
| Annual return | 24.15% | 44.21%-20.1pp | 4251.33%-4227.2pp | 160.72%-136.6pp |
| Employer contribution / active EE | $269 | $670-59.8% | $1,053-74.4% | $2,671-89.9% |
| Participant deferral / active EE | $1,777 | $1,202+47.9% | $1,923-7.6% | $4,126-56.9% |
| Admin fee / account holder | $1,267 | $1,727-26.7% | $2,520-49.8% | $5,651-77.6% |