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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,362 | $73,988-72.5% | $96,538-78.9% | $75,177-72.9% |
| Participation rate | 40.0% | 66.4%-26.4pp | 74.3%-34.3pp | 67.2%-27.2pp |
| Annual return | 22.81% | 26.73%-3.9pp | 35.74%-12.9pp | 160.75%-137.9pp |
| Employer contribution / active EE | $1,699 | $2,930-42.0% | $3,740-54.6% | $2,671-36.4% |
| Participant deferral / active EE | $2,468 | $3,660-32.6% | $4,880-49.4% | $4,126-40.2% |
| Admin fee / account holder | $23 | $5,220-99.6% | $6,737-99.7% | $5,651-99.6% |