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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,960 | $94,749-82.1% | $112,899-85.0% | $139,466-87.8% |
| Participation rate | 100.0% | 81.3%+18.7pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 27.33% | 40.92%-13.6pp | 34.11%-6.8pp | 373.66%-346.3pp |
| Employer contribution / active EE | $4,150 | $4,630-10.4% | $4,566-9.1% | $4,754-12.7% |
| Participant deferral / active EE | $2,450 | $6,517-62.4% | $6,516-62.4% | $6,712-63.5% |
| Admin fee / account holder | $568 | $8,530-93.3% | $7,047-91.9% | $11,409-95.0% |