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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,940 | $138,114-74.7% | $125,391-72.1% | $134,545-74.0% |
| Participation rate | 80.0% | 84.5%-4.5pp | 82.4%-2.4pp | 81.2%-1.2pp |
| Annual return | 6.07% | 750.88%-744.8pp | 572.41%-566.3pp | 418.37%-412.3pp |
| Employer contribution / active EE | $7,983 | $5,246+52.2% | $4,816+65.8% | $4,742+68.4% |
| Participant deferral / active EE | $17,680 | $7,801+126.6% | $7,448+137.4% | $6,401+176.2% |
| Admin fee / account holder | $2,585 | $11,570-77.7% | $10,009-74.2% | $11,431-77.4% |